Divided co-ownership : The Costly Mistake You Can’t Afford!

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Well-Maintained Registers = A Protected Condominium!

In Québec, divided co-ownership is governed by strict laws, notably the Divided Co-ownership Act and the Civil Code of Québec. These regulations require condominium syndicates to keep precise and up-to-date records.

However, many underestimate the importance of property management. Administrative errors, disputes between co-owners, legal sanctions—neglecting record-keeping can have serious consequences. Here’s why maintaining rigorous registers is essential. The consequences of negligent management can be severe. Here’s why keeping accurate records is essential.

Legal Obligation: Why Keeping Your Registers in Order Matters ?

The Divided Co-ownership Act (Article 1070 and beyond) mandates that syndicates maintain records accessible to all co-owners. These include:

  • The co-owners’ register (names, contact details, lot shares).
  • General meeting minutes (decisions, votes, budgets).
  • Financial statements (annual accounts, reserve funds, debts).
  • Maintenance contracts (elevators, roofing, common areas).
  • Insurance claims and expert reports.

Why is this crucial?

  • Transparency: Every co-owner has the right to consult these documents.
  • Accountability: In case of a dispute, registers serve as legal proof.
  • Avoiding penalties: Failing to maintain records can result in fines for the syndicate.

How to Prevent Co-Ownership Disputes with Proper Registers?

Disagreements in co-ownership often arise from a lack of clarity. For example:

  • A co-owner challenges a decision made at a general meeting… but the minutes are incomplete or missing.
  • Unauthorized renovations take place, but the work register hasn’t been updated.

Solution :
Detailed and archived registers allow you to:

  • Track the history of decisions.
  • Justify expenses or restrictions.
  • Minimize subjective interpretations.

Financial Registers in co-ownership: Protecting Your Investment

A well-maintained financial register reflects the syndicate’s economic health. In Québec, reserve funds must be carefully managed to cover major repairs (Art. 1071 C.c.Q.).

The consequences of neglect:

  • Underestimating financial reserves → Unexpected fee increases.
  • Late debt detection → Lawsuits from suppliers or creditors.
  • Loss of trust from co-owners → Decreased property values.

Buyers, Audits, Notaries: Why Your Registers Must Be Impeccable

During a real estate transaction, buyers often request access to the condominium registers. Incomplete or disorganized documents can:

  • Delay the sale process.
  • Deter buyers (concerns over poor management).
  • Expose the seller to hidden defect claims.


For example, an outdated certificate of location (mentioning a resolved municipal easement) could invalidate a transaction.

Well-Kept Registers Enhance Property Value

Keeping records is not just an administrative formality—it’s a way to protect both collective and individual assets. In Québec, where aging condominiums require increased vigilance (think infrastructure deterioration risks), meticulous record-keeping is essential.

Need an audit of your registers?

At Deluxco, we offer tailored solutions to help you maintain flawless management.

Contact us today to secure your co-ownership management!

📞 +1 (833) 773-4666

📩 info@deluxco.ca🌐 https://deluxco.ca/